Mortgage Loan Pre-Approval Should Always Be Your First Step
In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers with knowledge on how to buy a house need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.
Even if you are in a market that is not as competitive, knowing your budget will give you the confidence of knowing if your dream home is within your reach.
Freddie Mac lays out the advantages of pre-approval in the My Home section of their website:
“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”
One of the many advantages of working with a local real estate professional is that many have relationships with a home mortgage lenders who will be able to help you with this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”
Freddie Mac describes the 4 Cs that help determine the amount you will be qualified to borrow:
Capacity: Your current and future ability to make your payments
Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time
Getting pre-approved by a home mortgage lender is one of many steps that will show home sellers that you are a serious home buyer, and it often helps speed up the process once your offer has been accepted.
Many potential home buyers overestimate the down payment and credit scores needed to qualify for a mortgage today. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so as well. If you would like to know more about how to buy a house, available homes for sale in Lake Balboa or any other San Fernando or Santa Clarita Valley real estate, please reach out to HelpUSell real estate professionals at Southland Realty today!
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Home for the Holidays! This lovely home is located on a beautiful tree lined street in one of the best neighborhoods in the area. This is the first time this home has been on the market and available since 1979, it has been lovingly owned & maintained by one family since then. Extra large driveway, with lots of parking, nice garage and welcoming front patio. This is a very well maintained and clean home, as you walk in there is a hallway that takes you to the kitchen, living area and also to the 3 spacious bedrooms & 2 bathrooms on the opposite side of the house. The 2 bathrooms, one with a tub & shower & the other with a shower, both have cabinet space under the sinks and one has a linen closet as well. The eat-in kitchen has a beautiful new stove and refrigerator, and looks onto the living room and a large den, making this home perfect for the Holidays! A large back yard & side yards give you lots of space for a garden and kids to play. Conveniently located near freeways and public transportation, (Orange Line), just minutes away from Lake Balboa Park, Encino Municipal Golf Course, and the Sepulveda River Basin. Find yourself in the ideal location to enjoy all what Los Angeles has to offer! This home really does have it all! Just needs your touch...what are you waiting for?
Located in a highly desirable Community of Cortile/Tuscany this detached Villa(No Common Walls) is move in ready with many upgrades. Features include 3 bedroom with one bedroom down stairs, 3 baths, large living room with wood looking tile floors, beautiful kitchen with granite counter and granite back splash, stainless steel appls, large pantry, upstairs bedroom have en-suit bathrooms. Master bedroom has walk in closet , master bathroom with upgraded counters and double sink, custom shutter throughout, privet patio perfect for those summer BBQ's. Gated Community offer resort style living, with pool, spa, BBQ's. Highly rated schools just minutes away. Walking distance to restaurants/shopping and so much more.
This is a stunning Remodeled 3 bedroom 2 bath Family Home. Home has been Updated with All new flooring, Paint and Kitchen Cabinets. Bathrooms have been completely remodeled and master bath features a large walk in Shower. Kitchen has brand new Carrera marble counter tops and stainless steel appliances. Home is a must see. Wont Last.
Top to bottom, tastefully remodeled, corner townhome!!! Be the first to move in and call this newly renovated townhome “home sweet home!” Featuring a new kitchen, new bathrooms, new flooring, new stainless steel appliances, quartz countertops accented with subway tile backsplash, and much much more!!! The gated community features three pools, playground area, rec. room with pool tables, and plenty of guest parking!!!
Spectacular ranch-style home on a 1/2 acre gated lot! Situated on a quiet street, this large property is perfect for entertaining family and friends. As you enter through your gated circular driveway you also have a two car garage and additional bonus room of 400 sq ft. As you enter this amazing home you're flooded with natural light from the abundance of windows and big sliders that fill the living room with warmth. 2 Brick fireplaces and original Oak hardwood floors make for cozy living. Through the windows and sliding doors you get a sense of an open feel to gorgeous views of the backyard and breathtaking Salt Water Pool. The kitchen has been updated with new granite counter tops, and SS appliances. Adjacent to the kitchen is a bonus room, Perfect for family meals or office area. Next you have a large spacious family room for celebrations or game night! The spacious master suite, which features a another sliding door to the backyard, private bath and huge walk-in closet as well as two more closets will make you feel right at home. There are two other bedrooms that are located on the opposite end of the home and share an updated bathroom and the forth bedroom that has its own entrance so guests can come and go as they please without disturbing anyone. Massive backyard has glistening pool surrounded by large patio area, plus enough open space for a family football match.
BEAUTIFUL AND REMODELED, LIGHT AND BRIGHT 2-STORY HOME LOCATED ON A QUIET CUL-DE-SAC IN LAKE BALBOA. BUILT IN 1978, THIS LOVELY 3 BEDROOM HOME ON A CORNER LOT BOASTS BRAND NEW INTERIOR PAINT, BRAND NEW SOD IN THE FRONT AND BACKYARD, AND BRAND NEW CARPET. THE KITCHEN IS SPACIOUS AND OPENS TO A FAMILY ROOM WITH A FIREPLACE AND WET BAR. THE LARGE MASTER BEDROOM HAS A WALK-IN CLOSET AND PRIVATE BATHROOM. ADDITIONAL FEATURES INCLUDE FORMAL DINING ROOM, HUGE LIVING ROOM WITH LARGE WINDOWS, FRENCH DOORS AND RECESSED LIGHTING THROUGHOUT, AND ATTACHED DIRECT ACCESS GARAGE. THERE IS ALSO A BONUS ROOM WITH IT’S OWN BATHROOM. ENJOY THE HUGE WRAP-AROUND GRASSY YARD WITH ABOVE GROUND SPA, MATURE TREES AND NEW LANDSCAPING. REFRIGERATOR + WASHER/DRYER INCLUDED ARE INLCUDED! DON’T MISS THIS AMAZING HOME IN A GREAT AREA!
A great opportunity to own one of the new remodeled home!!! Upgraded with a perfect move in condition!!Beautiful New Roof ! New Paint for Interior and Exterior ! New A/C System! New Flooring! New Kitchen and Bathroom! This Beautiful Contemporary home is located in the city, though away from the main street which makes it VERY quiet & relaxing. Large living room is enhanced with a warm and cozy brick fireplace and beamed ceilings. It's opened to the dining and family room. Dream kitchen with Brand New stainless steel appliances, a beautiful breakfast bar, custom cabinetry, quartz counter tops, and beautiful tile work. Everything is brand NEW! Just off the kitchen is a separate laundry room. Family room has a sliding door leads to entertainer's backyard outside to the ideal sized yard with cement slab and grassy area. There are 2 master bedrooms in this house. Both master bedroom suite has large closet and private bathroom. Two other rooms has extra large closets and share a full size bathroom. Great location close to transportation – Metro, Buses, 170/5/101/134/405/118 freeways & minutes to Lake Balboa & Woodley Park, Pierce College, LA Valley College, CSUN, Sherman Oaks Fashion Square, Topanga Mall, Burbank Airport. Walking distance to stores, restaurants. Must see! Won't last long!!
THIS 2 STORY HOME IS LOCATED IN A VERY LOVELY AREA AND IS SET WEST OF THE 405 ** IT IS LOCATED CLOSE TO THE FWY AND IS VERY VERY QUIET DUE TO THE STRONG ENVIRONMENTAL EFFECTS THAT HAD BEEN ENFORCED ** THIS NEWER BUILT HOME BUILT IN 1992 IS NICELY NESTLED IN SEMI-SECLUDED LOCATION ** SPACIOUS 2,828 SQ.FT. OF LIVING COMFORT OFFERS 1 BEDROOM DOWNSTAIRS AND 4 BEDROOMS UPSTAIRS ** GORGEOUS LIVING AND FAMILY ROOMS OFFER HIGH CEILINGS A GAS FIREPLACE AND A LOVELY BAR AREA THAT WILL ENTERTAIN ALL YOUR FAMILY NEEDS ** THE KITCHEN FEATURES WONDERFUL USE OF CABINETS WITH RECESSED LIGHTING, BUILT IN APPLIANCES, DOUBLE OVEN, MICROWAVE, DISHWASHER AND TRASH COMPACTOR ** UPSTAIRS LAUNDRY ROOM WILL SAVE YOU WHEN YOU DO YOUR LAUNDRY ** MR BEDROOM OFFERS A BALCONY, WALK IN CLOSET WITH HIS AND HERS SINKS WITH A SUPER SIZED SHOWER STALL AND SEPARATE TUB ** VERY VERY VERY PRIVATE REAR YARD WITH NO NEIGHBORS AND A LOVELY BANANA TREE SET UP FOR YOUR HUNGRY TREATS !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Feast your eyes on this beautifully remodeled home built with incredible detail and style. Marble floors, countertops, and backsplash. Brand new kitchen cabinets along with new appliances including stove top, microwave, oven, and dishwasher. Recent addition built next to the kitchen with high ceilings adding to the open floor plan, perfect for home owners who love to entertain. New base molding, copper plumbing, paint and windows. This home features 4 bedrooms all with wood flooring, master bedroom features a private bathroom and walk-in closet. Both bathrooms have been remodeled with brand new showers. Outside you will find a 3 car garage along with Possible RV access, or more room for more cars. Don't let this dream home slip away...come and make an offer!
Elegant Estate Perched Above the Hills of Prestigious Guard Gated Renaissance On Cul De Sac with City Lights and Mountain Views Meticulously Maintained Featuring High Ceilings, Grand Entry Offers Tranquil Fountain Outside Entrance with Marble Flooring, Bright Open Floor Plan. Formal Living Room Features Romantic Fireplace, Formal Dining Room. Main Floor Bedroom, Huge Family Room adjacent Gourmet Chef's Kitchen with High Quality Stainless Steel Appliances, Granite Island with Breakfast Bar and Spacious Breakfast Nook all Overlooking Substantial Backyard. Grand Circular Staircase with Niches for Decor. Master Suite is Magnificent in Size with Cozy Sitting Area, and Viewing Balcony to Enjoy those Fabulous Sunsets, Large Walk-in Closet and Luxurious Master Bath with Massive Shower, Relaxing Spa Tub, Dual Vanities. Two More Spacious Bedrooms, one Offering En Suite. Lushly Landscaped and Beautifully Manicured Grounds Offer a Bit of Serenity with Gorgeous City/Mountain Views, Plenty of Patio Room for Entertaining and Large Grassy Play Area. 3 Car Garage, Laundry Room Upstairs, Tankless Water Heater, Comm. Tennis Courts. Best of All Belongs to Much in Demand Porter Ranch K-8 School, Close to Parks, Shopping, Restaurants, Fwy, CSUN, and Coming Soon Vineyards Shopping Center.
First time on the market in over 40 years. This home is situated nicely on the lot in a way to provide privacy and functionality. A detached garage with breezeway to the home also has ample behind the gate parking for several vehicles. The home has been updated nicely over the years and features recently updated bath and kitchen. A large step down add on was permitted by the previous owner and adds ample living space.
Great Location. Top unit in Sherman Court Building. Bight and cozy unit with all of natural light. Living room with fire place and balcony; with courtyard view. Brand new carpet.and Paint. Kitchen has Brand new dish washer, range and microwave. Brand new stackable washer and dryer in unit. And Brand New window treatments. Refrigerator as its without warranty from seller. Complex has pool, gym, recreation room and guest parking. Unit has 2 car tandem subterranean parking in lobby level (#1316). Storage area in parking level. 1031 Exchange at no cost to buyer
Top Floor single story 2bed/2ba light-filled and spacious nearly Sqft 1,100. Awesome first time buyer chance why rent when you can buy this condo. Fireplace in living room, new kitchen counters and newer appliances. The Kitchen opens to light and bright dining area. The two bedrooms have new carpet, master features high vaulted ceilings. Both bedrooms have bath, ideal for room mates as well. Laundry side by side in unit, freshly painted and new carpet flooring, 2 car subterranean parking in a garden community with sparkling pool. The community is located close to the 405 and Sepulveda but tucked away from any major street. Great investment condo with low monthly dues.
This great end unit townhome features 2 bedrooms, 3 baths, and approx 1,250 sq.ft of updated living space. A spacious living room boasts laminate flooring with a gas burning fireplace, its own balcony & guest bath, an updated roomy kitchen which opens to a cozy dining area, and 2 sizable bedrooms each with their own baths (master with its own balcony as well) on the second floor. An attached 2 car direct entrance garage hosts the laundry area with washer/dryer hookups. Located within a smaller gated community, complete with pool, spa, & guest parking, this might be just be what you have been looking for! Conveniently located near the 101 freeway, minutes away from shopping centers, markets, fashion districts, entertainment, restaurants, schools and much more.
This is your chance to own this magnificent townhome! Built in 1991 3 bedroom 2.5 bath. Beautiful curb appeal walking up to your door. Living room has a wonderful fireplace and great space. Dark wood floors throughout. Kitchen with stainless steel appliances, Gorgeous cabinets! Light and Bright! fabulous dining area. New french doors leading to your huge backyard/patio with a lush tropical feel. Upstairs Large Master Bedroom has vaulted ceilings and lots of windows, Master Bath with glass sinks makes for a luxurious feel. 2 guest bedrooms, jack and jill sink. Central Air Condition. 2 Car Garage. This could be your next home!
MUST SEE!!! A GREAT DEAL ON THIS CHARMING, EXTENSEVLY RENOVATED 2 BEDROOM 2 BATH TOWNHOUSE WITH 2 CAR ATTACHED GARAGE LOCATED IN LAKE BALBOA AREA. MAIN FLOOR HAS LIVING/DINING AREA WITH BEAUTIFUL WOOD FLOORING, RECESSED LED LIGHTING AND REMODELED BATH WITH TILE FLOORING. OPEN KITCHEN INCLUDES MODERN STAINLESS STEEL APPLIANCES, NEW CABINETS WITH QUARTZ COUNTER TOPS, DUAL PANE WINDOWS. FOR YOUR PRIVATE ENTERTAINING, ENJOY THE REMOTE CONTROLLED AWNING COVERED PATIO WITH NEW CONCRETE FLOOR. TANK LESS WATER HEATER INCLUDED. SECOND FLOOR BEDROOMS ENJOY HIGH CEILINGS WITH MAIN BATHROOM AND WALK IN CLOSET. ENJOY THE HEATED POOL AMENITIES - SPA, DRY SAUNA! IN PROXIMITY TO LAKE BALBOA AND PARK.
Fabulous S&S in prestigious 24 hour guard gated Porter Ranch community with breathtaking billion dollar view* Great curb appeal* Marble entry* Large living room with soaring ceilings, fireplace - opens to formal dine* Cook's kitchen with island, walk-in pantry and breakfast area* Family room with fireplace and private elevator to master bedroom! Downstairs bedroom and full bath* Giant master suite with high ceilings, sitting area, panoramic city lights view & balcony, two walk-in closets & private bathroom with separate tub and shower & 2 sinks* 2 more big bedrooms upstairs, full bathroom plus bonus room with built-in shelves and wood burning fireplace* Sparkling pool & waterfall and entertaining area in backyard* 3 car garage with lots of storage* Community has two recreation areas with tennis and basketball & volleyball courts plus community pools too* Award winning schools***
Attention All San Fernando Valley Buyers & Agents! Do Not Miss This Fantastic One Of A Kind Property In A Prime Neighborhood! Recently Updated & Upgraded! Shows Amazing! Perfect Mint Move In Condition! First Time On The Market In Over 20 Years! Must See To Believe! Rare Offering This Home Sells Itself! Beautiful Flooring! New Paint! Live The 21st Century Dream With Your Wholly Owned Solar System! Rare Chance! Excellent Floor Plan! Cooks Kitchen with lots of storage! Living room with fireplace! Backyard with above ground spa! Great Location! Close To Everything! If You Are Only Seeing One Outstanding Home In The Price Range, Make Sure This Is It! Must See! Standard Sale! Do Not Miss! San Fernando Valley Living At Its Best!
Sensational and Move-in Ready Porter Ranch Pool Home within Walking Distance to Highly Desirable Castlebay Lane Elementary School. Updated and Remodeled to Perfection!! Home is highlighted by 3 Spacious Bedrooms, 2.5 Baths and 2,450 Square Feet of Light, Bright and Open Living Space. Featuring Travertine Tile Flooring, Gleaming Wood Flooring, Neutral Carpeting, Smooth Ceilings with Crown Moldings & Recessed Lights, Copper Plumbing and a Direct Access 3 Car Garage. Large Formal Dining Area is off Elegant Living Room with Marble Fireplace & Cooks Center Island Kitchen with Granite Counters, Breakfast Area, Quality Cabinets & Built-in Stainless Steel Kitchen-Aid Appliances. Living Room opens to Huge Family Room with Hardwood Flooring that Leads to Private Office and an Enclosed Patio with BBQ. Gorgeous Rear Yard with Sparkling Pool, Spa, Patio and Mountain Serene Views. Spacious Master Suite with His & Her Closets & Updated Private Bath, Plus Picturesque Mountain Views. 3rd Car Garage has been converted to home office with its own Heat & Air. Additionally home is located in Highly Sought after Granada Hills Charter High School District. Fabulous Home, This is a Must See!
This remarkable property is a one-of-a-kind opportunity to own a single story Mediterranean home with a magnificent 270 degree “jet liner” view. Privately located at the end of a cul-de-sac, the home offers 4BR, 5.5 baths, stunning granite floors, an oversized pool and a wrap around rear patio. The owner spared no expense building this custom home in 2000 with 11 caissons as additional engineered support. A formal entry with high ceiling and crystal chandelier showcases the view in 2 directions. The elegant living room and formal dining area offer an unobstructed view of the valley lights. The chef’s kitchen features granite counters, refrigerator, center island, breakfast bar, breakfast nook and breath taking views. The spacious family room with walk-in wet bar, granite fireplace and granite floor opens to the kitchen and patio. The fabulous master suite accents the view while offering 2 large walk-in closets, a wood floor and an exquisite bathroom with spa tub, steam shower and bidet. All guest bedrooms have wood floors and a private bath. Also, there is a separate ¾ bath poolside. Additional features include dual A/C units, an indoor/outdoor audio system, full security system with cameras, multiple fruit trees, a terraced garden, fire pit, built-in stainless steel BBQ and large attic/storage space. Only on a rare occasion is a home like this available to make a buyer’s dreams come true. Call for a private preview today.